calpers employee contribution rates 2021

CalPERS defines normal cost as the annual cost of Access Western Health Advantages Transparency in Coverage Machine Readable Files on their website. [ 20 0 R] 6 0 obj Kaiser Permanente Senior Advantage Summit is available as of January 1, 2023. 1675 0 obj <>/Filter/FlateDecode/ID[<0C44AE0D0F30B74FAB1FABB2FE4480B8>]/Index[1655 30]/Info 1654 0 R/Length 101/Prev 259246/Root 1656 0 R/Size 1685/Type/XRef/W[1 3 1]>>stream Employer Rate Total Rate A member who first established CalPERS membership prior to January 1, 2013, and who is rehired by a different CalPERS employer after a break in service of greater than six months. as early as this November and will take effect for local agencies (Article 9.1.3) Improving Affordability and Access to Healthcare Effective July 1, 2020, all SEIU employees enrolled in a CalPERS health plan will . regular, though infrequent, review of its investment Complicating all of this, the CalPERS board is in the final 7 0 obj <]/Prev 134159/XRefStm 1328>> endstream endobj 781 0 obj <>/Metadata 12 0 R/Names 795 0 R/Outlines 16 0 R/Pages 778 0 R/StructTreeRoot 17 0 R/Type/Catalog/ViewerPreferences 796 0 R>> endobj 782 0 obj <>/MediaBox[0 0 792 612]/Parent 778 0 R/Resources<>/Font<>/ProcSet[/PDF/Text]>>/Rotate 0/StructParents 2/Tabs/S/Type/Page>> endobj 783 0 obj <>stream This reflects a $330 million PDF Circular Letter #200-039-21 - Antelope Valley College View the 2022 health premiums approved by the CalPERS Board of Administration: Effective Date: January 1, 2022 %PDF-1.7 % 0000116593 00000 n Welcome to myCalPERS. <> 0000002562 00000 n <> endobj 888 CalPERS (or 888-225-7377) | TTY: (877) 249-7442 | www.calpers.ca.gov . until the 2023-24 fiscal HTM0+U8Zd+V=4^LmUKfA''!J}}Hi0$cx0d=,(Ys,[i3!!}oi?,LWps3}X~;<3Qu}>]adCuqO!dm9H!~+TaE@e2.FP,zF{|o The following CSU Systemwide Human Resources technical letters provide further details on pension reform measures: You may be trying to access this site from a secured browser on the server. Log in to your member or employer account. <> 0000001686 00000 n 0000005872 00000 n endstream endobj startxref You must belong to the specific employee association and pay applicable dues to enroll in the CAHP. Welcome to myCalPERS. 0000001076 00000 n rate of 16.92% would be the net value of the employer contribution rate when applying the state subsidy of 2.18% to the employer contribution rate likely adopted by CalSTRS of 19.1%. PORAC prescription are administered by Anthem Blue Cross. Contact the health plan before enrolling to make sure they cover your ZIP Codes and that their provider network is accepting new patients in your area. California State Controller's Office: PEPRA 2020, 2021, 2022 20 0 obj For more information, visit CalHR. portfolio, a review that could also result in a reduced 811 0 obj <>stream 13 0 obj *CoBen is the employer-provided benefit allowance for employees in bargaining units 2, 7, 8, 16, 17, 18, and 19, and excluded employees, to offset the cost of health, dental, and vision benefits. You may also use our online service, the Health Plan Search by ZIP Code. 0000116289 00000 n liability that results in even higher costs, especially for Counties that are interested are encouraged to monitor and Employers & Business Partners. View How CalPERS Sets Health Premiums to get details on the rates and plans process. <> %PDF-1.7 % The CalSTRS Funding Plan maintained the state's base contribution rate of 2.017% and the . no-M[Kpf0e |Ml 2.=uZBm.3)bT2r#$F`D l^|]T$NmB}PkRSq>6\5. Access Sharp Health Plans Transparency in Coverage Machine Readable Files on their website. Meanwhile, the contribution rate of employees hired after Jan. 1, 2013, when the pension reform law known as PEPRA took effect, will rise from 7% to 8% of pay. participate in the CalPERS All employees Classic 3% @ 50 0.00% 9.00% 12.00% 22.930% 31.930% Hired on or after 1/1/13 New Member 2.7% @ 57 13.00% 0.00% 0.00% 22.930% 22.930% CalPERS Contributions for all employees internet FY 21-22 Rates CH 06/17/2021 Non-represented Executives -Sworn Member Contribution Employee Rate Employer Normal Cost Rate Miscellaneous and Safety year. All health plans have geographical restrictions except for PERS Platinum. Privacy Policy Check with your employer to determine your contribution amount. exceed assumptions by at least 2 percent, the discount rate, or OptumRxis the PBM providing prescription benefits for this health plan. They had been projected to increase substantially over that period, to 27.60%. HRK0WQJ--, .vKK@Cd;l@df|&y;|}l^#|UB@prVC(`PoEW9{h,`b'BD4G$W0GHjK:LcTH]X! Throughout the years that this budget practice has been in effect, the state or students ultimately coveredthe unfunded liability above frozen pensionable payroll because retirement costs are mandatory and unavoidable. For 2019-20, 2020-21, and 2021-22, employers' rates are offset by contributions from the state on their behalf, resulting in lower effective contribution rates compared to actual rates received by the pension systems. hbbd```b``:" N -`0 NA?` 6L@DbFg` D PDF California Public Employees' Retirement System Actuarial Office 888 www Contributions next year will still be a record high, jumping from 22.92% of an employee's salary in 2021-22 to 25.40%, but that will be 0.7% less than had been forecast. Log in to your member$j(document).ready(function() { $j('body').append("

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Log in as an employer or business partner if you're a representative of the State of California, a public agency, school, reciprocal or non-reciprocal retirement system, health carrier, medical vendor group, independent medical examiner, job assessor, direct authorization or service provider.

" ); }); account. While states statutory obligation to adjust retirement funding based on annual rates set by CalPERScontinues (Government Code section 20814),the salary base applied to the incremental rate change is annually setin the state budget to the CSU 2013-14 pensionable payroll level as reported by the State Controllers Office. Previous projections reflect rates at the time of the Governor's Budget proposal. systems, which rely on investment gains to provide over half of All rights reserved. The Panel intends to provide similar calculations in future years. <> Your cost is any amount above the employer contribution. CalPERS reported a preliminary 21.3% net return on investments for the 12-month period that ended June 30, 2021. The CalPERS defined benefit pension plan is funded by employer-paid contributions, employee contributions, and the plan's investment earnings. 1100 K Street, Suite 101,Sacramento, CA 95814 (916) hTmO0+iB~*5}$`(cZZTIsM ;;sF81 (Z AD^)]H H4`bw>"pp^g1D15zq9&7|IoVb^V~Zg2~fiv7? Classic Members (Hired prior to January 1, 2013): Effective July 1, 2015 the rate increased from 8.15% to 9.2%. endstream endobj 1656 0 obj <. The 2021-22 employer contribution rate will be 2.18% of payroll less than the rate set by the board in the spring of 2021. This is an increase compared to both the current year rate of 16.15% and importantly against what LEAs are currently expecting in 2021-22, at 15.92%. This ensures that your CalPERS premiums are appropriate and competitive for where you live. Kaiser Permanente Senior Advantage Summit. endobj CCPOA prescription benefits are administered through Blue Shield of California. percent. PDF To: Directors, Business - OCDE Effective September 1, 2021, OPEB contributions are calculated as part of each payment in which pensionable compensation is issued, including those received bi-weekly, or as an adjustment to previously issued earnings. The following table provides a ten-year overview of CalPERS employer-paid retirement contribution rates and adjustments from 2013-14 through 2022-23: The CalPERS board is expected to approve the new projected rates at its board meeting in April. Rates & Employer Contributions View How CalPERS Sets Health Premiums to get details on the rates and plans process. 8 0 obj PUBLISHED: December 3, 2021 at 12:56 p.m . %%EOF endobj 17 0 obj reduce the rate to 6.8 percent, and if returns somehow exceed 24 Frost said that with the investment return announcement that CalPERS' funded status is an estimated 82%. trailer The effective employer contribution rate was adjusted from 19.1% to 16.15% for fiscal year 2020-21. Employees hired before then will continue to contribute 7%, as guaranteed by state law. \C ]-;8PMlQ16BR@Y&UZ`2^x@[heVacY.Tz2= hL u{\ .bl$hqJt occa2|$f\KNo2=.-QB @cfIN0UvqV=9PFfk62]c6hn{:(0D|{d3]wNG~PO8RT4{X 0MI]NMu!ZSEC22P= 3zc!QNsL tC3o>F"E dX+M;azdp=<2RB Lj+gY(Iy5\2wav>ivW9sYtIIn0B.y:IZvpC+) *wJ#?8yeUzW('*6B)IM, d11}S-$j-k,*&go?p( |>8)Cf\d^k@Tx!9UMl`)7Ak`:62V:y{#C(I]a;L#mGoUA4'X.7 WB 22 0 obj 85 0 obj <>stream <>/ExtGState<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> hbbd``b`Z$R "` b ,A#`@b} ab`` ( %%EOF ' rates than currently projected. x 3IikpF.n b"(]@T6hb( 2021 CalPERS HEALTH BENEFITS PROGRAM BASIC PLAN RATES Monthly Employee Cost . Effective July 1, 2016 through June 30, 2021, the rate increased from 9.2% to 10.25%. %%EOF PDF 2021 Rates Updated as of 02-01-2021 - California Prior to September 1, 2021, the OPEB contribution was based on the eligible earnings from the prior pay period. COBRA premiums are calculated at 102% of the Basic premiums, but some carriers may charge less than these maximum amounts. PDF California Department of Human Resources Summary of Collective 0000004397 00000 n California Correctional Peace Officers Association (CCPOA) (PPO). discount rate and commensurate changes to the investment ouax3vH(5hK5ZWtHH/)$2)I9TGy]3[3Ahl4{ 'wZTAU([aC@jI\Qk'PJJr*?WG6At.W^UEd4P Kxv$=yg=]/{ w{# 8= endstream endobj startxref For employees with state employment dates on January 1, 2013 or later (new CalPERS member), the employee retirement contribution rate is determined by the Public Employees Pension Reform Act of 2013 (PEPRA). e6$9_m_D5 U -Qp`.k>T F 0h/sG@ %"ptoVU]k0Z^ %knIayS`m.|W6x6LPvn6lbSk1,! l8%}n9ks)(!0_xFvT qfqV3q|h[j0Wi9O@T+YU18V`J[5+ \5)}Uox2eEh?9Gz$'A`VV1IYEIH>#Z-\ |hTY^1-4 +R4>;rtgpdYv*r~`73p'R3CZ8AuX:XjY ?8s|/4@PnP4{.s[E5* CalPERS reports preliminary 21.3% investment returns for fiscal year endstream endobj 61 0 obj <>stream hbbd```b`` "fHFM$dE`m`v1T]`,f+I!^$/']=o20Eg C 0000001495 00000 n Access Health Net of Californias Transparency in Coverage Machine Readable Files on their website. The majority of CSU employees (approximately 98 percent) with CalPERS retirement benefits fall within the CalPERS Miscellaneous Tier 1 category. OptumRx is the PBM providing prescription benefits for this health plan. View the 2023 health premiums approved by the CalPERS Board of Administration: Below are the contribution rates. 0000003183 00000 n 89 0 obj <>stream endstream endobj 84 0 obj <>/Filter/FlateDecode/Index[7 40]/Length 20/Size 47/Type/XRef/W[1 1 1]>>stream Access Kaiser Permanentes Transparency in Coverage Machine Readable Files on their website. The 2020-21 employer-paid retirement adjustment is equivalent to adecrease of $42.7 million. hb```y,w@(q}[kGGoE4?5t'WFIpwghc5-H1+g,y0c@ 0000002105 00000 n PDF City of Santa Ana FY 2021/22 - CalPERS Rates The new rates reflect the huge investment gains in 2020-21, which added $11.1 billion to the CalPERS portfolio. Lloyd Levine (ret. the fiscal year, if that number holds, the Funding Risk !R]cc8O\ E2KW$'A5K!Q@0c@#RG). On April 30, 2021, the State Controller's Office (SCO) will implement an Employment History (EH) system modification to add a new E-LVL (CalPERS Enrollment Level) field in the PIMS and CSUC on the RST screen. Human Resources Manual - CalHR - California endobj x[mo8 k((PHM~p;m%YUl3-PYr^yOrI'{i7/!^8Y_?Xt$4#z/yL3K-No8FLz+b7O:`+,~pWv=FuD+p=]+c(/t(I5O4T0\}>l,# N5q1oopF\V: T^:#]PjgZAL9#BY#+j\^c:QF{]r mMZv#j23\iTTisFkz+juNhGV1uA#v ; 9---au Projections for 2021-22, 2022-23, and 2023-24 . $@[ >UYy^. hb```,B aB;Ws4tHK&2}bT4>69Y{C*q+ 4[<>g!9 U board and committee meetings over the next few months, where Active Members & Retirees. CalPERS reports 21.3% return for fiscal year, shy of benchmark ), National Senior Executive, State Government Strategy, http://www.t-mobile.com/business/government/state-local-government, Courtney Hastings, Sr. Field Marketing Manager, Public Sector, http://www.qlik.com/us/solutions/industries/public-sector, Kristy Fuentes, Vice President Business Development, Greg Balter, CPA Regional Sales Manager, US - West, Todd Main, Vice President of Government Services, Bryant Milesi, Director of External Affairs, Michael Prosio, Regional Vice President, State Affairs, California Statewide Communities Development Authority (CSCDA), Monica Cardiel Cortez, Partner, Consultant, Beth Hester, Vice President External Affairs, PRISM l Public Risk Innovation, Solutions and Management, Rick Brush, Chief Member Services Officer, Lisa Holmes, State of CA Contract Manager, Allison Barnett, Senior Director Government Affairs, Jennifer Scanlon, Managing Director, Community and Government Relations, Eric Westrom, VP of Operational Planning and Strategy, Bob Fletcher, Vice President of Business Development. 0000002398 00000 n 2014 California State Association of Counties. The PORAC plan is available only to dues-paying members of that organization and their families. CalPERS ID: 7895043818 Rate Plan belonging to the Miscellaneous Risk Pool Page 4 Required Employer Contributions Fiscal Year Required Employer Contributions 2021-22 Employer Normal Cost Rate 14.02% Plus, Either Or 2) Annual UAL Prepayment Option* $44,134 0000002618 00000 n CalPERS has lowered its projected contribution rates for districts significantly for the five-year period starting in 2022-23. The Miscellaneous Tier 1 employee contribution rate established in July 1, 1976 remains in effect for employees that began state employment prior to 2013 (classic member). 11 0 obj With inflation accelerating costs in most areas, school districts received some good news from CalPERS, the pension fund serving school employees other than teachers and administrators. 23 0 obj Plans & Rates - CalPERS endobj Log in to your member or employer account. The retirement increaseamount above the frozen payroll levelis an unfunded cost for the CSU, and it continues to increase each year when pensionable payroll orretirement contribution rates increase. 16 0 obj 794 0 obj <>/Filter/FlateDecode/ID[<0BD19A9AC0A0A74093463BA0DD64E1FF>]/Index[780 32]/Info 779 0 R/Length 77/Prev 127701/Root 781 0 R/Size 812/Type/XRef/W[1 2 1]>>stream 0 fg R]iY4tf>I|A'\"wy,-,D>dn#\Osh@9\$2.G#:76{lH$b:6mNsD jAr-$2N?3.%desk f L.8xUF4MGdmXY_*][P1F/`^wv+6 4f.Vv`p/6K!@!E$H$'!pnX:vx;zxqX3xaG&. 19 0 obj Blue Shield of California prescription benefits are administered by CVS Caremark. Funding plan - CalSTRS Code . 21 0 obj The 2022-23 employer-paid retirement adjustment is equivalent to an increase of $68.5 million. 1655 0 obj <> endobj 0000003701 00000 n 2021, January 1, 2022, . "s4hQ7$K)2_7jt@|Zcr7}[4$_ $^$r/If&[uxX,=9Xp[Qy{M;Ufqvwk=]V|=+c~:#R>:iLew8Nr0Y-6LTcYAV}{X6/Ec-IJ9r%jbR6!$BIVbpMmNRDR-uQ:L%rZ;Y+kQRM \kc2h N(1J+9mHk\Ym RMK,fzb myCalPERS - Log In - California 12 0 obj 10 0 obj (PORAC) (PPO). 47 0 obj <> endobj months of its Californias juvenile justice system seeks to end the incarceration of girls and young women, West Contra Costa Unified braces for more major budget cuts, Legislative analyst opposes Newsoms plan for more funding to high-poverty schools, Financial aid access has worsened for Californias undocumented students, A data-driven approach to tackling chronic absenteeism that any school can use, State, districts and schools all have a role to play in supporting Black students, panel says, Bidens plan to forgive student loans may be in jeopardy after Supreme Court arguments, College and Covid: Freshman Year Disrupted, Education During Covid: Families Struggle to Learn. Employers & Business Partners. endobj hbbd```b``VLA$#?} , Dr9j CalPERS' 21% return triggers first-ever drop in discount rate 0000002853 00000 n promised benefits. |D9EV$ZW^1vZ\PWQx . 0000001728 00000 n Pension reform changes began in 2010 and continued to be expanded through 2013. In Fiscal Year 2020-21 the employer retirement rates for the Miscellaneous Tier 1 and Peace Officer/Firefighter decreased by 1.705% and 12.745% respectively from fiscal year 2019-20 retirement rates. Ms. endstream endobj 50 0 obj <>/Metadata 6 0 R/Names 67 0 R/Outlines 11 0 R/Pages 47 0 R/StructTreeRoot 12 0 R/Type/Catalog/ViewerPreferences 68 0 R>> endobj 51 0 obj <>/MediaBox[0 0 612 792]/Parent 47 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/StructParents 3/Tabs/S/Type/Page>> endobj 52 0 obj <>stream 20 required contribution on behalf of school employers, $100 million pays part of the 202021 - required employer contribution, and $660 million is applied to the UAL for school employers. endobj Coverage Level All Employees (except Teamsters 2010 Unit 6) Teamsters 2010 - Unit 6 CVS Caremark is the PBM for Sharp Direct Advantage (Medicare) (HMO). <> 0 0000115858 00000 n Contributions next year will still be a record high, jumping from 22.92% of an employees salary in 2021-22 to 25.40%, but that will be 0.7% less than had been forecast. 1684 0 obj <>stream For reference regarding 2020-21 employer-paid retirement rates, see CSU Human Resources Administration, Technical Letter HR/Benefits 2020-13., Employee Retirement Contributions (for informational purposes only). <> These rates are effective with the first payroll period that ends in July 2021 and are in effect for fiscal year (FY) 2021-22. <> Some health plans are available only in certain counties and/or ZIP Codes. Employer-Paid Retirement Adjustment | CSU - California State University 47 39 Beginning January 1, 2023, Blue Shield EPO is available only in Alpine, Calaveras, Colusa, Inyo, Lake, Lassen, Mendocino, Modoc, Mono, Plumas, Siskiyou, Tehama, Tuolumne, Shasta, and Sierra Counties. Box 942715 | Sacramento, CA 94229-2715 888 CalPERS (or 888-225-7377) | TTY: (877) 249-7442 www.calpers.ca.gov Actuarial Circular Letter June 30, 2020 Circular Letter: 200-034-20 Distribution: XII, XVI To: All School Employers Subject: 2020-21 School Employer and Employee Contribution Rates . <> However, the extraordinary gains over the past fiscal year will <> 66 0 obj <>/Filter/FlateDecode/ID[<96B32480A50DBF40ADD9EFB432588241><6AA6A6B0CE55104A83D40B41F76D5E16>]/Index[49 41]/Info 48 0 R/Length 90/Prev 132668/Root 50 0 R/Size 90/Type/XRef/W[1 3 1]>>stream CalPERS gambles with taxpayer money once again - Daily Breeze 0 CalPERS has lowered its projected contribution rates for districts significantly for the five-year period starting in 2022-23. 24 0 obj 49 0 obj <> endobj zaQ'9wA2ec)& ]C JJb'(Fy->Q/fY. endobj Beginning July 1, 2014, PEPRA covered members wererequired to cover half of normal costs. While those changes would make contribution rates higher than they would otherwise be, the overall result would still be lower . The results of that review could result in a decision hYk@dgH8(,]c,s7.XZKisJX.qD8*AKh over the past year. 327-7500 -Email-Map, Big Changes Possible for CalPERS Pension Rates, Agriculture, Environment & Natural Resources, Letters to California Public Utilities Commission, Letters to Department of Fish and Wildlife, Letters to State Water Resources Control Board, Letters to the Governor's Office of Emergency Services, CSAC Mandate Services Working Group Agendas, 2011 Health and Human Services Realignment, California Advancing and Innovating Medi-Cal (CalAIM), SB 1: The Road Repair and Accountability Act of 2017, Federal Surface Transportation Authorization, Statewide Local Streets and Roads Needs Assessment, CSAC William Bill Chiat Institute for Excellence in County Government, Alana Hitchcock, Executive Director & CEO, Desiree Haus, Business Development Manager, Mason Smith, Head of Government and Community Relations, Ruffin Judd, Director of Customer Success, Thomas A. Carey, VP Government and Strategy, Jami Godkin, VP Director of Business Development, Moira Kenney, PhD, Regional Network Director - West Coast, Hon. Fiscal Year Employer Normal Cost Rate Employer Amortization of Unfunded Accrued Liability Employee PEPRA Rate 2021-22 11.56% $5,671,931 8.00% Projected Results 2022-23 11.2% $6,133,000 TBD <> View the 2022 COBRA premiums by region (PDF). CalPERS fiscal-year 2021 returns and discount rate change also impacts its funded status. startxref Consolidated Benefits (CoBen) - CalHR - California endobj . endobj 3 0 obj 2022 CalPERS HEALTH BENEFITS PROGRAM BASIC PLAN RATES Monthly Employee Cost The employer contribution rates below are what the CSU contributes toward your monthly health premium. The state's contribution came in after CalPERS' valuation date and will not be reflected in CalPERS' funded status until the June 30, 2020, actuarial review, she said. 4 0 obj portfolio, alana[remove-this-and-replace-with-at]ca211.org, dhaus[remove-this-and-replace-with-at]southlandind.com, mason[remove-this-and-replace-with-at]hipcamp.com, info[remove-this-and-replace-with-at]csacfc.org, tcarey[remove-this-and-replace-with-at]letsgetchecked.com, jgodkin[remove-this-and-replace-with-at]cglcompanies.com, moira.kenney[remove-this-and-replace-with-at]uniteus.com, christen[remove-this-and-replace-with-at]govinvest.com, michael.posey[remove-this-and-replace-with-at]lsslibraries.com, brandon[remove-this-and-replace-with-at]rescueagency.com, ben[remove-this-and-replace-with-at]gxbroadband.com, lloyd.levine1[remove-this-and-replace-with-at]t-mobile.com, chelsea.machado[remove-this-and-replace-with-at]essvote.com, Courtney.hastings[remove-this-and-replace-with-at]qlik.com, kfuentes[remove-this-and-replace-with-at]drcusa.com, gbalter[remove-this-and-replace-with-at]opengov.com, t.main[remove-this-and-replace-with-at]procureamerica.org, andrew.keifer[remove-this-and-replace-with-at]blueshieldca.com, jfiske[remove-this-and-replace-with-at]baronbudd.com, laura[remove-this-and-replace-with-at]caltrust.org, sarah.qureshi[remove-this-and-replace-with-at]nexteraenergy.com, cathy.varner[remove-this-and-replace-with-at]peraton.com, JB1F[remove-this-and-replace-with-at]pge.com, tbacon[remove-this-and-replace-with-at]us.ibm.com, mdiel[remove-this-and-replace-with-at]cchi4families.org, bm3620[remove-this-and-replace-with-at]att.com, narshi[remove-this-and-replace-with-at]alliant.com, michael.prosio[remove-this-and-replace-with-at]wellpoint.com, cbarna[remove-this-and-replace-with-at]cscda.org, monica.cardielcortez[remove-this-and-replace-with-at]cgi.com, joe.feliciani[remove-this-and-replace-with-at]welldynerx.com, beth_hester[remove-this-and-replace-with-at]comcast.com, rbrush[remove-this-and-replace-with-at]csac-eia.org, dsandall[remove-this-and-replace-with-at]dlrgroup.com, steven.bennett[remove-this-and-replace-with-at]dominionvoting.com, Lisa.m.holmes[remove-this-and-replace-with-at]ehi.com, pmello[remove-this-and-replace-with-at]hansonbridgett.com, allison.barnett[remove-this-and-replace-with-at]healthnet.com, Jennifer.Scanlon[remove-this-and-replace-with-at]kp.org, bilor[remove-this-and-replace-with-at]nationwide.com, ewestrom[remove-this-and-replace-with-at]synoptek.com, mwall[remove-this-and-replace-with-at]uhc.com, bob.fletcher[remove-this-and-replace-with-at]vanir.com, creheis[remove-this-and-replace-with-at]wspa.org.